Warren-Clinton News

State Representatives David Thomas and Adam Mathews have introduced the Senior Protection from Foreclosure Act, which aims to prevent foreclosure on senior homeowners in Ohio due to delinquent property taxes. According to the sponsors, this legislation would make Ohio the first state in the nation to provide such protection.

“This bill very simply states that if you are a senior and are making some form of payment, you will not be foreclosed on in Ohio,” said Representative David Thomas. “Right now, County Treasurers do everything possible to prevent foreclosure, but I cannot look at a struggling elderly individual presently and say she cannot be foreclosed on, after this bill we can confidently say that.”

The proposed law seeks to formalize practices already followed by many county treasurers across Ohio. It would apply to owner-occupied properties valued below $750,000 where the owner is at least 65 years old and making some payment toward their property taxes.

“We have heard from our constituents, calling with real fear of being taxed out of their homes,” said Representative Adam Mathews. “I’m grateful to be working with Rep. Thomas to codify the informal kindness courts and treasurers often show, to ensure people are confident in their piece of the American Dream.”

Both representatives have previously worked on property tax reform measures as part of ongoing legislative efforts in this area.

“This bill tackles the fear that grandma will be kicked out of her home for property tax delinquencies, it just will not happen in Ohio,” said Rep. Thomas. “The priority is keeping these elderly Ohioans in their home, the delinquent tax amount can be addressed almost like a lien on the property later, but not something worthy of displacing a senior.”

If enacted, this measure would set a precedent nationally by providing legal assurance against foreclosure for seniors who meet its criteria. Discussions about the policy have included input from local government officials involved with property tax administration.

The bill is currently awaiting assignment of a number and committee referral.